Market Watch

May 26, 2012 @ 01:44 AM

Dow Jones Industrials 12,454.83- 74.92
Nasdaq Composite 2,837.53- 1.85
S&P 500 1,317.82- 2.86
S&P Mid-Cap 400 934.56- 1.52
NYSE Composite 7,534.33- 18.03
10 Year Treasury Note 1.75- 0.01
Wilshire 5000 13,783.51- 23.74

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AXA Advisors, LLC

My name is Justin Cykler - Welcome to my web site.

As a CERTIFIED FINANCIAL PLANNERpractitioner and financial professional in the Retirement Benefits Group (RBG) with AXA Advisors, LLC, I am focused on providing the best opportunity for my clients to be successful in achieving their financial goals.

In 2002, I started my career with AXA Advisors and was excited to help establish and build the local Retirement Benefits Group.  The RBG is a division of AXA Advisors that specializes in working with the retirement planning needs and other financial strategies of nonprofit organizations, educators, business professionals, hospitals and government employees. 

As a financial professional, I enjoy my role in helping clients build their customized financial road maps, so that they are able to meet and exceed their retirement goals, education funding goals and other financial dreams.  With the tremendous support of AXA and the RBG, I am able to provide the best strategies to help the client be successful.  I am very proud that many of my clients have come from client referrals to their family, friends and acquantances that are seeking financial advice - those referrals allow me to spend his time working with clients, instead of prospecting for new ones.

To stay on top of my field and develop my professional skills, I regularly attend industry training and certification programs. This includes completing the curriculum and passing the exams for:

  • CERTIFIED FINANCIAL PLANNER TM  
  • NASD Securities Registration: Series 7, 24, 51, 66

I am proud to have received my BS and MS from Western Washington University and currently reside with my daughter in Issaquah, WA.  Thank you for visting and I hope to hear from you soon! 

CFP , CERTIFIED FINANCIAL PLANNER, and CFP (with flame logo)® are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.

Newsletters

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Mandatory annual inflation adjustments generally affect federal income tax brackets, retirement plan contribution limits, and estate tax exemption levels. Here are some of the major changes that could affect readers in 2012, with a table showing 2012 income thresholds for the six federal income tax brackets.

Averaging Ups and Downs

Stock market volatility was the norm in 2011, and that can be hard on an investor’s nerves. Utilizing a dollar-cost averaging strategy may help even out your portfolio’s ups and downs, as explained in this article.

HOT TOPIC: European News Causes Market Mood Swings

In recent weeks, the yields on Italian bonds spiked to more than 7%, suggesting the sovereign debt crisis was spreading to a much larger economy and eluding the European Union’s efforts to contain it. The U.S. stock and bond markets have responded to the headlines coming out of Europe. This article explores the role of political risk in U.S. financial market volatility.

There’s Still Time to Catch Up

Worker confidence in affording a comfortable retirement fell to a record low in 2011, but investors aged 50 and older may be able to make up for lost time by maximizing contributions to retirement plans and taking advantage of catch-up contribution limits. The accompanying chart shows the potential difference in accumulation by taking advantage of catch-up contributions.

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