Market Watch

January 28, 2012 @ 09:12 AM

Dow Jones Industrials 12,660.46- 74.17
Nasdaq Composite 2,816.55+ 11.27
S&P 500 1,316.33- 2.10
S&P Mid-Cap 400 942.11+ 4.59
NYSE Composite 7,876.61- 7.29
10 Year Treasury Note 1.90- 0.03
Wilshire 5000 13,819.49+ 3.22

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AXA Advisors, LLC

My name is Justin Cykler - Welcome to my web site.

As a CERTIFIED FINANCIAL PLANNER™ practitioner and financial professional in the Retirement Benefits Group (RBG) with AXA Advisors, LLC, I am focused on providing the best opportunity for my clients to be successful in achieving their financial goals.

In 2002, I started my career with AXA Advisors and was excited to help establish and build the local Retirement Benefits Group.  The RBG is a division of AXA Advisors that specializes in working with the retirement planning needs and other financial strategies of nonprofit organizations, educators, business professionals, hospitals and government employees. 

As a financial professional, I enjoy my role in helping clients build their customized financial road maps, so that they are able to meet and exceed their retirement goals, education funding goals and other financial dreams.  With the tremendous support of AXA and the RBG, I am able to provide the best strategies to help the client be successful.  I am very proud that many of my clients have come from client referrals to their family, friends and acquantances that are seeking financial advice - those referrals allow me to spend his time working with clients, instead of prospecting for new ones.

To stay on top of my field and develop my professional skills, I regularly attend industry training and certification programs. This includes completing the curriculum and passing the exams for:

  • CERTIFIED FINANCIAL PLANNER TM  
  • NASD Securities Registration: Series 7, 24, 51, 66

I am proud to have received my BS and MS from Western Washington University and currently reside with my daughter in Issaquah, WA.  Thank you for visting and I hope to hear from you soon! 

CFP ™, CERTIFIED FINANCIAL PLANNER™, and CFP (with flame logo)® are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.

Newsletters

Settling on a Salary

As a company's profit situation improves, business owners may be in a position to decide whether to take home a larger salary or use more of the proceeds to invest for the future. This article discusses the possibility of choosing a business-owner salary that allows for other benefits, such as building the business, saving more for retirement, and adding employee benefits.

For Better, For Worse: Communicating About Retirement

A recent study indicates that couples are not communicating clearly about retirement goals and strategies, even as they approach retirement age. This article offers suggestions to open a dialogue and encourages couples to discuss their retirement needs and desires with each other and with their financial advisor.

Insurance for Two Could Benefit Your Heirs

Survivorship life insurance offers a way to help a couple's heirs pay estate taxes, probate costs, and other final expenses — and could be especially important after 2012 when the federal estate tax is scheduled to be significantly higher. Even if the estate tax doesn't apply to an estate, the insurance proceeds could benefit heirs or a favorite charity.

Tax-Efficient Investments for the Tax-Averse

Raising taxes is one of many ideas that have been proposed to help reduce mounting federal budget deficits. Readers who are concerned about the prospect of higher taxes in the future may want to consider the tax advantages associated with municipal bonds and tax-exempt mutual funds.

More Newsletters →

Calculators

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

More Calculators →

Contact Info

Phone: (206) 956-6285

justin.cykler @axa-advisors.com

Local Office | Branch Office


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